Voice drafts, not blind saves
Say things like "spent $30 on groceries" or "got $2,000 salary today." SpeakSpend prepares a draft so you can check the amount, category, account, date, and note before saving.
Now on Google Play · iOS coming soon
Most finance apps fail at the same place: logging every little entry is a chore. SpeakSpend lets you say what happened, review the draft, and save it—then keeps accounts, budgets, goals, recurring activity, and upcoming balances organized around those records.
Why it feels easier
SpeakSpend starts with quick voice or manual entry, then turns your records into balances, budgets, plans, and simple answers you can act on.
Say things like "spent $30 on groceries" or "got $2,000 salary today." SpeakSpend prepares a draft so you can check the amount, category, account, date, and note before saving.
Keep the microphone, total balance, and accounts up top. Add only the widgets you want for financial overview, spending, budgets, payments, goals, and category mix.
See an as-of balance sheet built from account history, manually valued assets, and debts. Explore interactive trends and asset allocation, review ratios, hide amounts for privacy, and export a PDF.
Create Bank, Cash, Wallet, Savings, Card, or other accounts. Expenses, income, balance adjustments, and transfers update the right account without counting transfers as new money.
Split one expense across multiple categories, add tags, search your history, and use merchant rules to keep repeated entries consistent. Everything remains editable.
Set a monthly Budget and category budgets, follow progress, and track a savings goal from a linked account without pretending that planned money has already moved.
Add recurring income, recurring bills, planned payments, and optional forecast items. Upcoming Balance and Available to Spend turn those records into clear estimates—not bank-verified promises.
Keep making supported changes without a connection. SpeakSpend queues them locally, syncs after reconnecting, and gives you a review screen if an item needs attention.
Review spending mix, income, expenses, net amount, categories, and history. Filter the exact records you need and export CSV files for personal backup or spreadsheet work.
Your records stay scoped to your account. Voice runs only when you choose it, supported data can work offline, and export and permanent account deletion remain under your control.
The pain behind the product
You remember spending money when it happens, but most apps ask you to stop, open a form, pick fields, type details, and save. That delay is enough to skip it.
SpeakSpend turns that moment into a quick sentence. You speak naturally, the app fills the draft, and you stay in control before anything becomes part of your ledger.
Tap the mic and speak naturally: "spent $30 on groceries with cash" or "got $2,000 salary today."
SpeakSpend fills in the amount, category, account, date, and note. Check it, fix anything, nothing saves silently.
One tap saves the record. Balances, budgets, goals, upcoming plans, charts, and summaries update from the same ledger.
Trust and privacy
SpeakSpend uses Supabase authentication and database security. Voice runs only when you choose to record, drafts never save silently, and offline changes stay on your device until they can sync.
Authentication and Row Level Security keep user records scoped to their owner.
Voice entries are reviewed by the user before they become saved records.
CSV export and self-serve account deletion are available inside the app.
Android live · iOS coming soon
SpeakSpend is available now on Google Play with voice entry, flexible tracking, budgets, goals, planning, and offline support. The iOS release is coming next.